Term and Conditions

Welcome to www.firstlender.in website (the "Site") operated by First Lender a Partnership Firm and having its registered office at Plot No.479, Sector-4, Vaishali, Ghaziabad - 201010. First Lender provides its services to you subject to the following conditions. Before you may use the Site, you must read and accept all of the terms and conditions in, and linked to, this Terms of Use and the linked Privacy Policy.

We strongly recommend that, as you read this Terms and Conditions, you also access and read the linkedin information, since it is incorporated into and hereby made part of this Terms and Conditions. This Terms and Conditions is effective upon acceptance. Use of any functionality of the Site constitutes acceptance of this Terms and Conditions. If this Terms and Conditions conflicts with any other documents, the Terms and Conditions will control for the purposes of usage of the Site. If you do not agree to be bound by this Terms and Conditions and the Privacy Policy, you may not use the Site in any way. Be sure to return to this page periodically to review the most current version of the Terms and Conditions. We reserve the right, at any time, at our solediscretion, to change or otherwise modify the TERMS AND CONDITIONS without prior notice, and your continued access or use of this Site signifies your acceptance of the updated or modified TERMS AND CONDITIONS.

Description and acceptance of services

In the site, First Lender works as a service provider for loans to individuals and entrepreneurs, MSME loans, mortgage loans, macro and micro loans. You are responsible for obtaining access to the Site, and that access may involve third-party fees (such as Internetservice provider or airtime charges). In addition, you must provide and are responsible for all equipment necessary to access the Site. By making use of this site, and furnishing your personal / contact details, youhereby agree that you are interested in availing the services that you have selected. You hereby agree that First Lender may contact you either electronically or through phone, to understand your interest in the selected products and services and to fulfill your demand. You also agree that First Lender the right to makeyour details available to partners and you may be contacted by the partners for information and for salesthrough email, telephone and/or sms. You agree to receive promotional materials and/or special offers from First Lender email or sms.

License and Site Access

First Lender grants you a limited license to access and make personal use of the Site and the Service. This license does not include any downloading or copying of any kind of information for the benefit of another individual, vendor or any other third party; caching, unauthorized hypertext links to the Site and the framing of any Content available through the Site uploading, posting, or transmitting any content that you do not have a right to make available (such as the intellectual property of another party); uploading, posting, ortransmitting any material that contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment; any action that imposes or may impose (in First Lender’s sole discretion) an unreasonable ordisproportionately large load on First Lender’sinfrastructure; or any use of data mining, robots, or similardata gathering and extraction tools. You may not bypass any measures used by First Lender to prevent or restrictaccess to the Site. Any unauthorized use by you shall terminate the permission or license granted to you by First Lender. By using the Site you agree not to: (i) use this Site or its contents for any commercial purpose; (ii)Make any speculative, false, or fraudulent transaction or any transaction in anticipation of demand; (iii)access, monitor or copy any content or information of this Site using any robot, spider, scraper or otherautomated means or any manual process for any purpose without our express written permission; (iv) violate therestrictions in any robot exclusion headers on this Site or bypass or circumvent other measures employed toprevent or limit access to this Site; (v) take any action that imposes, or may impose, in our discretion, anunreasonable or disproportionately large load on our infrastructure; (vi) deep-link to any portion of this Site(including, without limitation, the purchase path for any service) for any purpose without our express writtenpermission; or (vii) "frame", "mirror" or otherwise incorporate any part of this Site into any other websitewithout our prior written authorization.

Your Account

In consideration of your use of the Site, you represent that you are of legal age to form a binding contract andare not a person barred from receiving services under the laws of India or other applicable jurisdiction. Youalso agree to provide true, accurate, current and complete information about yourself as prompted by the Site.If you provide any information that is untrue, inaccurate, not current or incomplete (or becomes untrue,inaccurate, not current or incomplete), or First Lender has reasonable grounds to suspect that such informationisuntrue, inaccurate, not current or incomplete, First Lender has the right to refuse any and all current orfuture use of the Site (or any portion thereof). Notwithstanding the above, we retain the right at our solediscretion to deny access to anyone to the Site and the Services we offer, at any time and for any reason,including, but not limited to, for violation of the T&C or Privacy Policy.

Submitted Content

First Lender does not claim ownership of any materials you make available through the Site. At First Lender sole discretion, such materials may be included in the Service in whole or in part or in a modified form. With respect to such materials you submit or make available for inclusion on the Site, you grant First Lender perpetual, irrevocable, non-terminable, worldwide, royalty-free and non-exclusive license to use, copy,distribute, publicly display, modify, create derivative works, and sublicense such materials or any part of suchmaterials(as well as use the name that you submit in connection with such submitted content). We take noresponsibility and assume no liability for any submitted content posted or submitted by you. We have no obligation to post your comments; we reserve the right in our absolute discretion to determine which comments are published on the Site. If you do not agree to these terms and conditions, please do not provide us with any submitted content. You agree that you are fully responsible for the content you submit. You are prohibited fromposting or transmitting to or from this Site: (i) any unlawful, threatening, libelous, defamatory, obscene,pornographic, or other material or content that would violate rights of publicity and/or privacy or that wouldviolate any law; (ii) any commercial material or content (including, but not limited to, solicitation of funds,advertising, or marketing of any good or services); and (iii) any material or content that infringes,misappropriates or violates any copyright, trademark, patent right or other proprietary right of any thirdparty. You shall be solely liable for any damages resulting from any violation of the foregoing restrictions, oranyother harm resulting from your posting of content to this Site.

Disclaimer of Online Availability, Impressions, And Click-Throughs

Disclaimer of Online Availability, Impressions, And Click-ThroughsIn addition to the other disclaimers and limitations discussed in this notice, there are no guarantees and nowarrantiesregarding online availability, impressions, and click-through of www.firstlender.in, its web pages,and any material, information, links, or content presented on the web pages at www.firstlender.in, its webpages, and any material, information, links, or content presented on the web pages at www.firstlender.in, maybe unavailable for online access at anytime. Advertising sponsors and advertising must be approved by Firstlender before the posting of any advertising material, information, links, content, banners, and graphics on www.firstlender.in First Lender reserves the right to accept or to reject any advertising sponsor or any advertising for any reason.

License Disclaimer

Nothing on any First Lender’s website shall be construed as conferring any license under any of First Lender's or any third party's intellectual property rights, whether by estoppel, implication, or otherwise.

Local Laws

First Lender controls and operates this Website from its headquarters in Delhi, India and makes no representation that the materials on the website are appropriate or available for use in other locations. If you use this Website from other locations, you are responsible for compliance with applicable local laws including but not limited to the export and import regulations of other countries. Unless otherwise explicitly stated, allmarketing or promotional materials found on this Website are solely directed to individuals, companies or otherentitieslocated in India and comply with the laws prevailing for the time being in force in India. Disputes ifany shall be subject to the exclusive jurisdiction of Courts at Delhi.

Limitation of Liability

You expressly understand and agree that First Lender and its subsidiaries, affiliates, officers, employees, agents, partners and licensors shall not be liable to you for any direct, indirect, incidental, special,consequential or exemplary damages, including, but not limited to, damages for loss of profits, goodwill, use,data or other intangible losses (even if jetsetter has been advised of the possibility of such damages),resulting from use of the site, content or any related services.

Indemnity

You agree to indemnify and hold First Lender (and its officers, directors, agents, subsidiaries, joint ventures,and employees) harmless from any and against any claims, causes of action, demands, recoveries, losses, damages,fines, penalties or other costs or expenses of any kind or nature, including reasonable attorneys' fees, orarising out of or related to your breach of this T&C, your violation of any law or the rights of a third party,or your use of the Site.

Electronic Communication

When you use the Site, you are communicating with First Lender electronically. You consent to receive communications from First Lender electronically. First Lender may communicate with you by email or by posting notices on the Site or by phone or usually available means of communication. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.

Site-Provided message Postings

The Site may provide users with the ability to post messages on the Site. First Lender is under no obligation toreview any messages, information or content ("Postings") posted on the Site by users and assumes noresponsibility or liability relating to any such Postings. Notwithstanding the above, First Lender may from timeto time monitor the Postings on the Site and may decline to accept and/or remove any Postings. You understandand agree not to use any functionality provided by the Site to post content or initiate communications thatcontain: (i) Any unlawful, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, profane,hateful, racially, ethnically or otherwise objectionable material of any kind, including, but not limited to,any material which encourages conduct that would constitute a criminal offense, give rise to civil liability or otherwise violate any applicable local, state, national or international law; (ii) Advertisements or solicitations of any kind; (iii) Impersonate others or provide any kind of false information; (iv) Personal information such as messages which state phone numbers, account numbers, addresses, or employer references.; (v)Messages by non-spokesperson employees of First Lender purporting to speak on behalf of First Lender or containing confidential information or expressing opinions concerning Jetsetter; (vi) Messages that offerunauthorized downloads of any copyrighted or private information; (vii) Multiple messages placed withinindividual folders by the same user restating the same point; (viii) Chain letters of any kind; or (ix)Identical (or substantially similar) messages to multiple recipients advertising any product or service,expressing a political or other similar message, or any other type of unsolicited commercial message. Thisprohibition includes but is not limited to a) Using First Lender send messages to people who don't know you or who are unlikely to recognize you as a known contact; b) Using First Lender to connect to people who don'tknow you and then sending unsolicited promotional messages to those direct connections without their permission;and c) Sending messages to distribution lists, newsgroup aliases, or group aliases.

Links

The Site or third parties may provide links to other World Wide Web sites or resources. Because First Lender has no control over such sites and resources, you acknowledge and agree that First Lender is not responsible for the availability of such external sites or resources, and does not endorse and is not responsible or liable for any content, advertising, products or other materials on or available from such sites or resources. You furtheracknowledge and agree that First Lender shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such site or resource.

Access To Password Protected/Secure Areas

Access to and use of password protected and/or secure areas of the Site is restricted to authorized users only. Unauthorized individuals attempting to access these areas of the Site may be subject to prosecution according tothe laws of India.

Modification and Notification of Changes

First Lender reserves the right to make changes to the Site, related policies and agreements, this T&C and the Privacy Policy at any time.

Trademarks

The trademarks, logos and service marks ("Marks") displayed on the Site are the property of First Lender and other parties and are prohibited from using the mark. All information and content including any software programs available on or through the Site ("Content") is protected by copyright. Users are prohibited from modifying, copying, distributing, transmitting, displaying, publishing, selling, licensing, creating derivative works or using any Content available on or through the Site for commercial or public purposes.

General

If any of these conditions are deemed invalid, void, or for any reason unenforceable, the parties agree that thecourt should endeavor to give effect to the parties intentions as reflected in the provision, and theunenforceable condition shall be deemed severable and shall not affect the validity and enforceability of anyremaining condition. Headings are for reference purposes only and do not limit the scope or extent of suchsection. This T&C and the relationship between you and First Lender will be governed by the laws of the Indiawithoutregard to its conflict of law provisions. You and First Lender agree to submit to the personal jurisdiction of the courts located in Delhi jurisdiction with respect to any legal proceedings that may arisein connection with this T&C. The failure of First Lender to act with respect to a breach by you or others doesnot waive its right to act with respect to subsequent or similar breaches. First Lender does not guarantee it will take action against all breaches of this T&C. Except as otherwise expressly provided in this T&C thereshall be no third-party beneficiaries to this T&C. This T&C constitutes the entire agreement between you and First Lender and governs your use of the Site, superseding any prior agreements between you and First Lenderwith respect to the Site.

We at First Lender, are committed to providing fair and feasible solutions to our clients while also ensuring the safety of our financier's money. We provide affordable and suitable deals for our clients and assist them by guiding them every step of the way.

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